Safest Countries to Retire in 2026

Safety in retirement is more than just low crime — it's healthcare you can trust, political stability, walkable streets, and a community that looks out for older adults. These 20 destinations rank highest across all four dimensions. Updated for 2026.

  1. #1

    Porto, Portugal

    Porto offers a more affordable alternative to Lisbon with equally stunning architecture, world-class wine culture, and a relaxed pace of life. The historic Ribeira district and…

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  2. #2

    Valencia, Spain

    Valencia offers the best of Spain without Madrid or Barcelona prices: stunning architecture, Mediterranean beaches, world-class cuisine, and excellent public healthcare.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  3. #3

    Cascais, Portugal

    Just 30 minutes from Lisbon, Cascais offers beachfront elegance with all the capital's amenities nearby. Popular with upscale retirees seeking Portuguese lifestyle without city…

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  4. #4

    Santa Barbara, United States

    American Riviera with Spanish architecture, beautiful beaches, and wine country access.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  5. #5

    Tauranga, New Zealand

    A sunny coastal city known for stunning beaches at Mount Maunganui, excellent climate, and relaxed lifestyle with good healthcare facilities.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  6. #6

    Madison, United States

    Progressive college town with lakes, culture, and Midwest friendliness.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  7. #7

    Ann Arbor, United States

    Vibrant college town with top healthcare, culture, and intellectual life.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  8. #8

    Arlington, USA

    Upscale DC suburb with excellent Metro access, walkable neighborhoods, and top-rated schools. Very safe and convenient.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  9. #9

    Bethesda, USA

    Affluent Maryland suburb home to NIH and Walter Reed. Excellent dining, walkable downtown, and top healthcare access.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  10. #10

    Chevy Chase, USA

    Prestigious DC suburb with beautiful homes, excellent schools, and easy access to downtown. Very safe and affluent.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  11. #11

    Sydney, Australia

    Beautiful harbor city with excellent weather, beaches, and healthcare. Very livable but far from North America/Europe.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  12. #12

    Heidelberg, Germany

    Heidelberg is one of Germanys most romantic and well-preserved cities, set on the Neckar river between forested hills with its iconic red sandstone castle towering above a…

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  13. #13

    Valletta, Malta

    Compact UNESCO capital with Baroque architecture and Mediterranean culture.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  14. #14

    Tokyo, Japan

    Ultra-safe, efficient, and clean with exceptional healthcare and food. Unique culture and incredible public transit.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  15. #15

    San Sebastian, Spain

    San Sebastian (Donostia) is widely regarded as one of the most beautiful coastal cities in Europe and a global capital of cuisine. Set on the stunning crescent-shaped La Concha…

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  16. #16

    Edinburgh, United Kingdom

    Scotland's historic capital with stunning medieval architecture, world-class festivals, excellent NHS healthcare, and dramatic landscapes. A walkable, cultured city with easy…

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  17. #17

    London, United Kingdom

    Historic world capital with excellent NHS healthcare, unmatched culture, museums, and theater. High cost but free healthcare.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  18. #18

    Zurich, Switzerland

    Extremely expensive but offers pristine quality of life, safety, and scenery. Excellent healthcare system.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  19. #19

    Oviedo, Spain

    Oviedo is the elegant, green capital of Asturias in northern Spain — a city of outstanding gastronomy, pre-Romanesque heritage, and genuine warmth. Far from the tourist crowds of…

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

  20. #20

    Ottawa, Canada

    Canada's bilingual capital with culture, politics, and four seasons.

    Safety rating: 5/5 safety · 5/5 healthcare · Healthcare 5/5 · Safety 5/5

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