Chiang Mai, Thailand vs Hoi An, Vietnam — A Retirement Comparison for 2026

Side-by-side numbers for the things that matter most when picking where to retire: monthly cost, healthcare, climate, visa rules, safety, and the strength of the expat community.

Comparison Table

MetricChiang MaiHoi An
Monthly cost (single)$1,200$900
Monthly cost (couple)$1,800$1,400
2-bedroom rent$500$350
Healthcare / month$100$90
Healthcare quality4/54/5
Safety4/55/5
Expat community5/55/5
Overall rating4/54/5
Climatetropicaltropical
Avg temperature79°F79°F
Primary languageThaiVietnamese
English proficiencymoderatemoderate
Visa min income$1,800$800

Chiang Mai at a glance

Thailand's northern cultural capital offers unbeatable value, world-class medical tourism, and a welcoming Buddhist culture. The large expat community makes settling in easy.

Pros

Watch-outs

Visa

Non-O Retirement Visa (50+): ~$22,000 bank deposit OR $1,800/mo income. 1-year renewable. 90-day reporting required. Health insurance mandatory.

Full Chiang Mai retirement guide

Hoi An at a glance

UNESCO ancient town with lantern-lit streets, tailors, and beach access.

Pros

Watch-outs

Visa

Retirement Visa (age 50+): $800/mo income OR $20,000 savings. 1-year renewable. Very affordable. Multiple entry permitted.

Full Hoi An retirement guide

Tax matters too

Cost is only half the story. Use the International Retirement Tax Estimator to see how Thailand and Vietnam would tax your retirement income.

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