Will your savings outlast your retirement? This simulator runs 1,000 market scenarios against your spending plan and shows the probability your money lasts — in real, inflation-adjusted dollars, not optimistic averages.
Instead of assuming one fixed return, it runs your plan through 1,000 different market sequences — good years, bad years, and crashes in different orders — and reports how often your money lasts. It captures sequence-of-returns risk that simple average-return calculators miss.
Most planners aim for 80–90%+ success. This simulator shows your probability and the range of outcomes so you can adjust spending or allocation until you're comfortable.
Yes. All results are shown in real, inflation-adjusted dollars so the numbers reflect actual purchasing power throughout retirement.