Malta, Malta — Retirement Guide

Overview

English-speaking Mediterranean island with history and warm climate.

Cost of Living

• $2,000/mo for a single
• $3,000/mo for a couple
• $1,000/mo for a 2-bedroom apartment
• Healthcare: ~$220/month

Climate

Climate type: mediterranean. Average temperature: 66°F (19°C).

Healthcare & Safety

Healthcare quality rating: 5/5. Safety rating: 5/5. Overall rating: 4/5.

Language & Expat Community

Primary language: Maltese. English proficiency: high. Expat community rating: 5/5.

Visa

Visa-free for 90 days. Schengen area with residence permit options for longer stays. Golden Visa available with property investment.

Top Attractions

• Valletta
• Mdina
• Blue Lagoon
• Temples

Signature Dish: Pastizzi

Flaky diamond-shaped pastries filled with ricotta or mushy peas - Malta's beloved street food.

Pros

• English official
• Great weather
• Rich history
• Safe

Cons

• Small island
• Crowded
• Getting expensive

Best For

• English speakers
• history lovers
• sun seekers

Getting There from the US

Connect through Rome, London, or Istanbul with a short onward flight to Malta.

Total travel time: ~14-16 hours total

• Fly NYC (JFK) → Rome (FCO) or London (LHR) — ~8-9 hours
• Fly to Malta (MLA) — ~1.5-2 hours