The northeastern retirement haven for snowbirds who can't quite leave the seasons. No wage income tax, no sales tax, and pristine outdoor lifestyle.
| State income tax | No state income tax |
| Social Security | Fully exempt |
| Pensions & 401k/IRA | No state income tax on wages, pensions, or retirement withdrawals. (Interest & dividends tax fully repealed effective 2025.) |
| Avg combined sales tax | 0.00% |
| Estate / inheritance tax | None |
Effective property tax: 1.93% (ranked #48 of 50 states).
Property tax exemption for elderly (varies sharply by town) with age 65/75/80 tiers
Cost of living index: 109.7 where the US average is 100 — about 10% above the national average.
Four full seasons including snowy winters. Mild summers (70–80°F), cold winters (often below 20°F).
Excellent — Dartmouth-Hitchcock Medical Center is one of the top academic systems in the country.
Portsmouth, Hanover, Wolfeboro
No, New Hampshire does not tax Social Security retirement benefits.
No state income tax. All retirement income state-tax-free (since 2025).
New Hampshire's cost of living index is 109.7 where the US average is 100. Effective property tax averages 1.93% and combined sales tax averages 0.00%.
Popular retirement spots in New Hampshire include Portsmouth, Hanover, Wolfeboro.
Enter your retirement income and estimate what you'd actually pay in New Hampshire in 30 seconds.
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Tax data current as of 2026 publication. Rates and rules change annually — verify with a CPA before relocating. This page is educational and not personalized tax or legal advice.