Florence, Italy vs Rome, Italy — A Retirement Comparison for 2026

Side-by-side numbers for the things that matter most when picking where to retire: monthly cost, healthcare, climate, visa rules, safety, and the strength of the expat community.

Comparison Table

MetricFlorenceRome
Monthly cost (single)$3,500$3,800
Monthly cost (couple)$5,500$6,000
2-bedroom rent$1,600$1,800
Healthcare / month$220$230
Healthcare quality5/55/5
Safety4/53/5
Expat community4/55/5
Overall rating5/54/5
Climatehumid subtropicalmediterranean
Avg temperature59°F60°F
Primary languageItalianItalian
English proficiencyMediumMedium
Visa min income$2,750$2,750

Florence at a glance

The birthplace of the Renaissance, Florence offers unparalleled art, architecture, and Tuscan lifestyle. World-class museums, beautiful countryside nearby, and excellent food and wine in the heart of Tuscany.

Pros

Watch-outs

Visa

Elective Residence Visa: €31,000/year (~$33,000) minimum income. 1-year renewable. No work permitted. Schengen travel. Path to citizenship in 10 years.

Full Florence retirement guide

Rome at a glance

The Eternal City offers 3,000 years of history, world-class cuisine, and la dolce vita lifestyle. Ancient ruins, Vatican treasures, and vibrant neighborhoods make Rome an endlessly fascinating place to retire.

Pros

Watch-outs

Visa

Elective Residence Visa: €31,000/year (~$33,000) minimum income. 1-year renewable. No work permitted. Schengen travel. Path to citizenship in 10 years.

Full Rome retirement guide

Tax matters too

Cost is only half the story. Use the International Retirement Tax Estimator to see how Italy and Italy would tax your retirement income.

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