Side-by-side numbers for the things that matter most when picking where to retire: monthly cost, healthcare, climate, visa rules, safety, and the strength of the expat community.
| Metric | Algarve | Lisbon |
|---|---|---|
| Monthly cost (single) | $1,800 | $2,200 |
| Monthly cost (couple) | $2,600 | $3,200 |
| 2-bedroom rent | $1,000 | $1,400 |
| Healthcare / month | $150 | $150 |
| Healthcare quality | 4/5 | 5/5 |
| Safety | 5/5 | 4/5 |
| Expat community | 4/5 | 5/5 |
| Overall rating | 4/5 | 5/5 |
| Climate | mediterranean | mediterranean |
| Avg temperature | 64°F | 63°F |
| Primary language | Portuguese | Portuguese |
| English proficiency | high | high |
| Visa min income | $940 | $940 |
Portugal's southern coast offers Europe's best climate with 300+ sunny days, stunning beaches, and a relaxed pace of life that attracts retirees from across the continent.
D7 Passive Income Visa: €870/mo (~$940) minimum income. 2-year initial visa, renewable. Path to citizenship in 6 years. NHR tax regime offers 10% flat rate on pensions.
Portugal's vibrant capital offers mild weather, excellent healthcare, and a welcoming expat community. The D7 visa program makes legal residency accessible for retirees.
D7 Passive Income Visa: €870/mo (~$940) minimum income. 2-year initial visa, renewable. Path to citizenship in 6 years. NHR tax regime offers 10% flat rate on pensions.
Cost is only half the story. Use the International Retirement Tax Estimator to see how Portugal and Portugal would tax your retirement income.